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Credit cards are not ideal for students. Building up commercial debt is not a good idea when you are not employed and also have student maintainence and tuition fee loans. Plus, with the interest free overdraft limits available now with student bank accounts theres more money to live on than ever before.
However, each to their own, some students may be in need of a credit card for whatever reason. Some students work part time and can afford to pay them off.
Ofcourse, there are also benefits to owning credit cards. For example, you may want a separate card for buying online to protect against losing your money in the bank if you become a victim of fraud. Try these cards below, which offer 0% interest free periods when you first take them out.
Prepaid credit cards are great, as you cant get into any debt. Just top up the card with the amount of money you want to spend and away you go. These are great for online shopping where you can only buy via a mastercard or similar. Try the CashPlus credit card. The CashPlus prepaid Gold Mastercard has the following benefits. Get one now.
- 100% acceptance guaranteed*
- No credit check
- Use at over 25 million retail outlets and over 1 million ATMs worldwide, wherever you see the MasterCard acceptance mark
- Shop securely online, by phone or in store
- Top-up for FREE at 14,500 locations, including any UK Post Office® branch
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